Malone Unlimited (“Malone Unlimited,” “we,” “us,” or “our”) is committed to protecting the privacy of individuals who visit our website, apply for or receive loans through our fund, or otherwise interact with us. This Privacy Statement explains what information we collect, how we use and share it, and the choices available to you.

By using maloneunlimited.org (the “Site”), you agree to the practices described in this Privacy Statement. If you do not agree, please do not use the Site.

1. Information We Collect

1.1 Information You Provide Directly

• • Contact information: name, email address, phone number, mailing address
• • Loan application and borrower information: business name, business financials, revenue history, tax identification information, ownership details, credit history, banking information, and other information required to evaluate and service a loan
• • Event and program registration information: name, organization, dietary or accessibility needs, responses to program intake forms
• • Newsletter and communications preferences
• • Any other information you choose to submit through contact forms, surveys, or correspondence

1.2 Information Collected Automatically

When you visit the Site, we (and our service providers) may automatically collect:

• • IP address and general location information
• • Browser type, device type, and operating system
• • Pages visited, time spent on pages, and referring/exit URLs
• • Cookies and similar tracking technologies (see Section 7)

1.3 Information from Third Parties

We may receive information about you from:

• • Community partners and referral organizations (e.g., organizations that refer prospective borrowers to us)
• • Public records and credit reporting agencies, in connection with loan underwriting
• • Service providers such as email marketing platforms or event registration tools

2. How We Use Information

We use the information we collect to:

• • Evaluate, underwrite, process, and service loan applications
• • Communicate with applicants, borrowers, partners, and supporters
• • Operate and improve the Site and our programs
• • Send newsletters, event invitations, and impact updates (where you have opted in)
• • Comply with legal, regulatory, and reporting obligations
• • Detect, prevent, and address fraud, security, or technical issues
• • Compile aggregated or de-identified statistics about our lending impact and community

3. How We Share Information

We do not sell your personal information. We may share information:

• • With service providers who perform functions on our behalf, under obligations to protect your information. For example, we use third-party email software to send newsletters, event invitations, and other communications, which means your email address is shared with that provider solely for the purpose of sending you those communications. We may also use other service providers for functions such as loan servicing, payment processing, and IT/hosting.
• • With lending partners or capital providers involved in funding or co-funding a loan, as necessary to process your application
• • With community and program partners (such as Momentum, Birmingham Women in Tech, Alabama Women in Business, Ella, and Girls Rock) only where you have engaged in a joint program and with appropriate notice
• • For legal reasons, including to comply with applicable law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of Malone Unlimited, our borrowers, or others
• • In connection with a business transaction, such as a merger, financing, or reorganization of Malone Unlimited
• • With your consent, for any other purpose disclosed at the time you provide the information

Borrower success stories, testimonials, or business details are only shared publicly (e.g., in marketing, LinkedIn content, or the video project) with your explicit permission.

4. Data Security

We use administrative, technical, and physical safeguards designed to protect personal and financial information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Statement, including to meet legal, accounting, or regulatory requirements related to loan records. Retention periods for loan-related records may be longer due to applicable lending and recordkeeping regulations.

6. Cookies and Tracking Technologies

The Site may use cookies and similar technologies to:

• • Remember preferences
• • Understand how visitors use the Site (e.g., via analytics tools)
• • Improve Site performance and content

You can control cookies through your browser settings. Disabling cookies may affect Site functionality.

7. Your Choices and Rights

• • Marketing communications: You may opt out of newsletters or promotional emails at any time using the unsubscribe link or by contacting us directly.
• • Access and correction: You may request access to, correction of, or deletion of your personal information, subject to legal and contractual limitations (for example, information required to be retained as part of loan servicing or regulatory recordkeeping).
• • State privacy rights: Depending on your state of residence, you may have additional rights regarding your personal information under applicable state privacy laws. Contact us using the information below to make a request.

8. Third-Party Links

The Site may link to third-party websites, including partner and program sites (such as girlsguide.app). We are not responsible for the privacy practices of those third-party sites. We encourage you to review their privacy policies.

9. Children’s Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If we learn we have inadvertently collected such information, we will take steps to delete it.

10. Changes to This Privacy Statement

We may update this Privacy Statement from time to time. The “Last Updated” date at the top of this page reflects the most recent revision. Material changes will be noted on this page or communicated directly where appropriate.

11. Contact Us

If you have questions about this Privacy Statement or how we handle your information, please contact us:

avanti@maloneunlimited.org or claire@maloneunlimited.org

We are located in Birmingham, Alabama, 35222